Trending News: Case study: Alternative Bridging completes £1.2m loan on semi-commercial property in South LondonCase study: HTB partner with Enness Global to complete £11.5m refinance for converted office building in West LondonCase study: Arc & Co. secures £10m development loan for residential scheme in DerbyshireLHV Bank completes £7m commercial loan for Manchester city centre officeCase study: HTB beats Christmas deadline to complete £3.3m development exit facilityCase study: Investec completes £11.5m development loan for super-prime residential Wentworth Estate propertyCase study: Inspired Lending completes £1.07m facility for MUFB purchase and refurbishment in CornwallCase study: Mera completes £11m bridging facility on residential property in Holland ParkCase study: Arc & Co. completes complex €11.1m French bridging dealCase study: Paragon completes £3.3m finance package for housing development in YorkCase study: UTB and Iron Bridge Finance team up to fund £10m South London developmentASG Finance completes £1.7M bespoke commercial bridge for 18th-century River Thames propertyAtom bank completes £6.25m commercial refinance for central London hotel chainHTB completes £3.93m development finance loan for commercial project in DarlingtonWhile funding remains a key topic, the retrofit conversation has evolvedRetrofit in 2025: from “How are we going to do this?” to “How can we make it business as usual?”Green belts & new infrastructure: predictions for homebuilding in 2025Case study: Sirius Finance completes £8m revolving credit facility on commercial portfolioCase study: Arc & Co. completes £3.85m funding package for a pre-existing site in ActonCase study: STB completes £10.5m loan to fund large HMO portfolioCase study: Hampshire Trust Bank & specialist broker complete £16.8m BTL funding for Midlands portfolioCase study: Avamore Capital completes £1.1m development loan for Gloucestershire housing projectCase study: Aspen completes £1.14m no valuation bridge on 10-bed ‘party house’ in North DevonCase study: Norton Broker Services completes £342,000 re-bridge loan for joint renovation projectCase study: STB completes £2.3m refinance loan on 8 premium student homes in LiverpoolCase study: StreamBank completes £225K bridging loan in just 15 working daysCase study: LHV Bank completes £7.4m refinancing for Essex shopping paradeCase study: Aspen saves residential project in six weeks with £1.4M loanCase study: Avamore Capital completes £3.6m development loan for nine flats in SuttonCase study: HTB completes £10.92m funding for Stoke-on-Trent PBSA developmentCase study: Hilco provides £21.3m development exit loan to family-owned London property developerCase study: BLEND provides £2.7m senior debt facility for new build housing development in West SussexCase study: HTB completes £12.8m bespoke refinance package on 65 rental units in BournemouthCase study: Cumberland BS partners with Enness Global on £1.1m high-end holiday let projectCase study: Arc & Co. and Quantum team up to complete £4.7m development loan for Cambridgeshire housing projectCase study: Hampshire Trust Bank completes £7.24m loan for redevelopment in Elephant and CastleCase study: Hilco completes £17m bridge to release equity in luxury apartment and commercial developmentCase study: Secure Trust Bank completes £13.7m loan on BTR development in EdinburghCase study: Aspen completes £7.8m bridge for super-prime purchase in KensingtonCase study: HTB completes a trio of development loans totalling £19.7m in three daysCase study: InterBay completes £54.5m refinance deal on ESG accredited officesCase study: MSC completes £27.5m commercial refinance bridgeCase study: Karis Capital completes £4.7m refinance on 28 property BTL portfolioCase study: Hilco completes £6.7m bridge for North East property developerCase study: Shawbrook completes £2.9m development exit loan for holiday home project in AngleseyCase study: Shawbrook provides £23.8m development loan for co-living scheme in CardiffCase study: Inspired Lending completes £844k loan for mixed-use development in BristolCase study: Arc & Co. completes £4.7m development loan for award-nominated project in MacclesfieldCase study: SPF completes £26.8m development loan for YASA’s new headquartersCase study: Aspen completes £3m Bridge-to-Let in under one monthCase study: BLEND completes £3.4m funding for new build development in CornwallCase study: Norton Broker Services completes complex mid-conversion bridge for residential developmentCase study: HTB completes 43-property portfolio refinance in five daysCase study: TAB converts bridging loan into long-term mortgage for £1.8m office building in WakefieldCase study: Inspired Lending and Life Financial Solutions complete £934k loan for residential development in KentCase study: Hilco completes £5.3m bridge for Manchester property developerCase study: TML completes complex self-employed case with large loans dealCase study: Word On The Street completes £8m BTL portfolio refinanceCase study: RAW Capital Partners completes BTL mortgage in four-daysCase study: Mortimer Street Capital completes £1.4m care home purchase via dual bridging facilityCase study: Aspen completes £1.13m Development Exit loan in 14 daysCase study: Paragon provides £25m development funding for housing scheme in EssexCase study: Hilco completes £4.5m development exit loan against Wimborne residential propertiesCase study: Aspen completes £6.95m light-development loan for super-prime Kensington projectDetective reported journalist’s lawyers to regulator in ‘unlawful’ PSNI surveillance caseUnmasked: The Evil Corp cyber gangster who worked for LockBitHow to make the CMO your best friendBusinesses are getting some value from AI, but struggling to scaleOpen source is not a trust issue, it’s an innovation issueWellcome Sanger Institute revamps genome sequencing datacentre to cut energy usageAI advances in cancer careCase study: Secure Trust Bank completes £3.4m loan for luxury housing development in SurreyCyber teams say they can’t keep up with attack volumesThe cyber industry needs to accept it can’t eliminate riskHow to keep datacentres coolCase study: InterBay completes £42.5m refinance deal on large semi-commercial and buy to let portfolioCase study: Octopus completes £24m brownfield redevelopment loan for Wavensmere HomesUK on high alert over Iranian spear-phishing attacks, says NCSCCyber companies need a best practice approach to major incidents.Defaulting to open: Decoding the (very public) CrowdStrike eventPrinting vulnerability affecting Linux distros raises alarmCase study: HTB secures £9.5m loan in challenging £14m portfolio restructureRacist Network Rail Wi-Fi hack was work of malicious insiderUK government secures £10bn AI datacentre investment from US firmIslamophobic cyber attack downs Wi-Fi at UK transport hubsSemiconductor market scaleups to benefit from multimillion-pound investment from Innovate UKCase Study: Suros Capital saves overseas property purchase with asset-backed loanCase study: Assetz Capital funds 84 unit serviced apartment in BelfastCrowdStrike apologises to US government for global mega-outageGoogle Cloud files complaint with European Commission over Microsoft’s cloud licensing practicesNetApp E-series: Not part of the big message, but here to stay, says CEOCase study: CapitalRise closes £8 million senior development loan for luxury housing project in WimbledonMoney transfer firm MoneyGram rushes to contain cyber attackHow to respond when your cyber company becomes the storyUnique malware sample volumes seen surgingPure punts raft of unifying features in FlashBlade file and objectPowering Britain’s economy – datacentres gain in statusNetApp maintains push to data management for AISecurity Think Tank: Win back lost trust by working smarterMicrosoft shares progress on Secure Future Initiative

The Ernold Newsletter

Exploring Tomorrow's World

Trending News: Case study: Alternative Bridging completes £1.2m loan on semi-commercial property in South LondonCase study: HTB partner with Enness Global to complete £11.5m refinance for converted office building in West LondonCase study: Arc & Co. secures £10m development loan for residential scheme in DerbyshireLHV Bank completes £7m commercial loan for Manchester city centre officeCase study: HTB beats Christmas deadline to complete £3.3m development exit facilityCase study: Investec completes £11.5m development loan for super-prime residential Wentworth Estate propertyCase study: Inspired Lending completes £1.07m facility for MUFB purchase and refurbishment in CornwallCase study: Mera completes £11m bridging facility on residential property in Holland ParkCase study: Arc & Co. completes complex €11.1m French bridging dealCase study: Paragon completes £3.3m finance package for housing development in YorkCase study: UTB and Iron Bridge Finance team up to fund £10m South London developmentASG Finance completes £1.7M bespoke commercial bridge for 18th-century River Thames propertyAtom bank completes £6.25m commercial refinance for central London hotel chainHTB completes £3.93m development finance loan for commercial project in DarlingtonWhile funding remains a key topic, the retrofit conversation has evolvedRetrofit in 2025: from “How are we going to do this?” to “How can we make it business as usual?”Green belts & new infrastructure: predictions for homebuilding in 2025Case study: Sirius Finance completes £8m revolving credit facility on commercial portfolioCase study: Arc & Co. completes £3.85m funding package for a pre-existing site in ActonCase study: STB completes £10.5m loan to fund large HMO portfolioCase study: Hampshire Trust Bank & specialist broker complete £16.8m BTL funding for Midlands portfolioCase study: Avamore Capital completes £1.1m development loan for Gloucestershire housing projectCase study: Aspen completes £1.14m no valuation bridge on 10-bed ‘party house’ in North DevonCase study: Norton Broker Services completes £342,000 re-bridge loan for joint renovation projectCase study: STB completes £2.3m refinance loan on 8 premium student homes in LiverpoolCase study: StreamBank completes £225K bridging loan in just 15 working daysCase study: LHV Bank completes £7.4m refinancing for Essex shopping paradeCase study: Aspen saves residential project in six weeks with £1.4M loanCase study: Avamore Capital completes £3.6m development loan for nine flats in SuttonCase study: HTB completes £10.92m funding for Stoke-on-Trent PBSA developmentCase study: Hilco provides £21.3m development exit loan to family-owned London property developerCase study: BLEND provides £2.7m senior debt facility for new build housing development in West SussexCase study: HTB completes £12.8m bespoke refinance package on 65 rental units in BournemouthCase study: Cumberland BS partners with Enness Global on £1.1m high-end holiday let projectCase study: Arc & Co. and Quantum team up to complete £4.7m development loan for Cambridgeshire housing projectCase study: Hampshire Trust Bank completes £7.24m loan for redevelopment in Elephant and CastleCase study: Hilco completes £17m bridge to release equity in luxury apartment and commercial developmentCase study: Secure Trust Bank completes £13.7m loan on BTR development in EdinburghCase study: Aspen completes £7.8m bridge for super-prime purchase in KensingtonCase study: HTB completes a trio of development loans totalling £19.7m in three daysCase study: InterBay completes £54.5m refinance deal on ESG accredited officesCase study: MSC completes £27.5m commercial refinance bridgeCase study: Karis Capital completes £4.7m refinance on 28 property BTL portfolioCase study: Hilco completes £6.7m bridge for North East property developerCase study: Shawbrook completes £2.9m development exit loan for holiday home project in AngleseyCase study: Shawbrook provides £23.8m development loan for co-living scheme in CardiffCase study: Inspired Lending completes £844k loan for mixed-use development in BristolCase study: Arc & Co. completes £4.7m development loan for award-nominated project in MacclesfieldCase study: SPF completes £26.8m development loan for YASA’s new headquartersCase study: Aspen completes £3m Bridge-to-Let in under one monthCase study: BLEND completes £3.4m funding for new build development in CornwallCase study: Norton Broker Services completes complex mid-conversion bridge for residential developmentCase study: HTB completes 43-property portfolio refinance in five daysCase study: TAB converts bridging loan into long-term mortgage for £1.8m office building in WakefieldCase study: Inspired Lending and Life Financial Solutions complete £934k loan for residential development in KentCase study: Hilco completes £5.3m bridge for Manchester property developerCase study: TML completes complex self-employed case with large loans dealCase study: Word On The Street completes £8m BTL portfolio refinanceCase study: RAW Capital Partners completes BTL mortgage in four-daysCase study: Mortimer Street Capital completes £1.4m care home purchase via dual bridging facilityCase study: Aspen completes £1.13m Development Exit loan in 14 daysCase study: Paragon provides £25m development funding for housing scheme in EssexCase study: Hilco completes £4.5m development exit loan against Wimborne residential propertiesCase study: Aspen completes £6.95m light-development loan for super-prime Kensington projectDetective reported journalist’s lawyers to regulator in ‘unlawful’ PSNI surveillance caseUnmasked: The Evil Corp cyber gangster who worked for LockBitHow to make the CMO your best friendBusinesses are getting some value from AI, but struggling to scaleOpen source is not a trust issue, it’s an innovation issueWellcome Sanger Institute revamps genome sequencing datacentre to cut energy usageAI advances in cancer careCase study: Secure Trust Bank completes £3.4m loan for luxury housing development in SurreyCyber teams say they can’t keep up with attack volumesThe cyber industry needs to accept it can’t eliminate riskHow to keep datacentres coolCase study: InterBay completes £42.5m refinance deal on large semi-commercial and buy to let portfolioCase study: Octopus completes £24m brownfield redevelopment loan for Wavensmere HomesUK on high alert over Iranian spear-phishing attacks, says NCSCCyber companies need a best practice approach to major incidents.Defaulting to open: Decoding the (very public) CrowdStrike eventPrinting vulnerability affecting Linux distros raises alarmCase study: HTB secures £9.5m loan in challenging £14m portfolio restructureRacist Network Rail Wi-Fi hack was work of malicious insiderUK government secures £10bn AI datacentre investment from US firmIslamophobic cyber attack downs Wi-Fi at UK transport hubsSemiconductor market scaleups to benefit from multimillion-pound investment from Innovate UKCase Study: Suros Capital saves overseas property purchase with asset-backed loanCase study: Assetz Capital funds 84 unit serviced apartment in BelfastCrowdStrike apologises to US government for global mega-outageGoogle Cloud files complaint with European Commission over Microsoft’s cloud licensing practicesNetApp E-series: Not part of the big message, but here to stay, says CEOCase study: CapitalRise closes £8 million senior development loan for luxury housing project in WimbledonMoney transfer firm MoneyGram rushes to contain cyber attackHow to respond when your cyber company becomes the storyUnique malware sample volumes seen surgingPure punts raft of unifying features in FlashBlade file and objectPowering Britain’s economy – datacentres gain in statusNetApp maintains push to data management for AISecurity Think Tank: Win back lost trust by working smarterMicrosoft shares progress on Secure Future Initiative

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Chang will be the first hard fork in the final era of Cardano’s roadmap, introducing community-run governance and on-chain community consensus.

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January 23, 2025

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